Buying vs Renting Calculator

Input your annual rent:

And we'll show you the magic.

Total Savings:

Year 1 Mortgage Breakdown (25-year term at 4% interest)

Interest Payment

ADM Fee Savings

*Tenants pay 5% of their annual rent as an ADM Fee. Owners do not.

Principal Payment

This amount is paid off your outstanding loan

Total Bank Payments

Required cash deposit:

* Bank approval required for purchase

How do we calculate these numbers?

We start by estimating your property's value, assuming your rent is 6% of the property's worth - a standard ratio in Abu Dhabi.

The mortgage calculation is based on 80% of the property value (20% deposit required). Your mortgage payments consist of two parts: principal (which builds your equity) and interest.

Your savings are calculated by comparing your current rent plus municipality fees against the interest-only portion of your mortgage payments, as the principal payments contribute to your property ownership.

Want to buy your first home? Here’s how much you could save by buying.

Everything you need to know about buying a property in Abu Dhabi