Buying vs Renting Calculator

Input your annual rent:

And we'll show you the magic.

Total Savings:

Year 1 Mortgage Breakdown (25-year term at 4% interest)

Interest Payment

ADM Fee Savings

*Tenants pay 5% of their annual rent as an ADM Fee. Owners do not.

Principal Payment

This amount is paid off your outstanding loan

Total Bank Payments

Required cash deposit:

* Bank approval required for purchase

How do we calculate these numbers?

We start by estimating your property's value, assuming your rent is 6% of the property's worth - a standard ratio in Abu Dhabi.

The mortgage calculation is based on 80% of the property value (20% deposit required). Your mortgage payments consist of two parts: principal (which builds your equity) and interest.

Your savings are calculated by comparing your current rent plus municipality fees against the interest-only portion of your mortgage payments.

Want to buy your first home? Here’s how much you could save by buying. with confidence.

Everything you need to know about buying a property in Abu Dhabi